Finance

Tips For Saving Money on Everyday Expenses
Making small adjustments to your daily expenses can save you a substantial sum of money, whether that means taking steps such as bringing lunch instead…

Wealth Creation Strategies
Wealth creation strategies can be essential whether your aim is to make more money or simply live better lives. One effective method for building wealth…

Nurturing Your Money and Mind
Financial wellness refers to the ability to gain control of one’s finances and use them effectively, whether that means setting and reaching short-term savings goals…

10 Tips to Manage Risk in Forex Trading
Foreign exchange trading can be an unpredictable endeavor, but by employing a sound risk management strategy you can minimize losses and secure profits. One of…

Crisis-Proofing Your Finances – Strategies to Weather Economic Downturns
Recessions are inevitable, and recessions present an ideal opportunity to take steps toward financial preparedness. This could involve cutting expenses, setting aside emergency savings and…

Investing 101: A Comprehensive Introduction to Investing
Investing is essential for anyone with money, as savings accounts lose value due to inflation. Intelligent investing could also help you meet your financial goals…
Accounting

The Classification of Accounting Theory
The basic differences between accounting theory and behavioral theory are the principles and practices underlying them. The former focuses on how monetary investments are made,…

The Purpose of Accounting System
The purpose of an accounting system is to gather, communicate, measure, record, and report financial information. To do this, it requires the use of accounting…

Accounting Laws in the US
In 2002, Congress passed the Sarbanes-Oxley Act, a law that made significant changes to corporate governance and financial disclosures. It closed loopholes in accounting practices…

The Relationship Between Accounting Practices and Procedures
Your organization’s accounting practices and procedures dictate how financial information is recorded, reported, and protected. While accounting principles lay out the basic concepts that underlie…

What Is the Matching Principle Accounting?
The matching principle is a basic concept in accrual accounting. It tells an entity to report an expense in the same period in which they…
Investment
Mortgage

An Assessment of the Retail Mortgage Market
A leading global IT solutions provider was looking to improve its understanding of the retail mortgage market in one of its European markets. They wanted…

Mortgage As a Source of Finance
Historically, people and businesses have used mortgages to purchase property. The borrower pays back the mortgage amount plus interest over a set period of time,…

Advantages of Legal Mortgage
A legal mortgage is a type of mortgage where the banker holds a security interest in an asset, such as real estate. A legal mortgage…

Mortgage Laws and How They Affect You
You may be wondering what mortgage laws are. These laws govern the process of securing debt by lending money against a real property. However, they…

Mortgage Banking Basics
This concise overview of mortgage banking provides a basic understanding of the loan-closing process. It also serves as a valuable reference guide for mortgage banking…